Our refinance options

Traditional rate and term refinance

Replace your mortgage with a different rate and term.
Rates can be fixed or adjustable.

Adjustable-rate mortgage (ARM)

Change your loan to an adjustable-rate mortgage with a fixed interest rate for a set period – up to 10 years.
The rate may adjust up or down depending on market conditions.

Cash-out refinance

Replace your mortgage with a loan for a higher amount.
Take the cash at closing to use however you see fit.

FHA refinance

Convert an existing FHA loan to a new one.
Eligible customers can convert their conventional loan or VA loan into an FHA loan.

VA refinance

Convert an existing VA loan to a new one.
Eligible customers can refinance their conventional loan or FHA loan into a VA loan.

Jumbo refinance

Refinance a loan over $766,550 up to $5 million.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

Mortgage and home equity products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.